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Resources

As our parents age, it is natural that their abilities will change and decline over time.  So many people are unsure how to distinguish what is to be expected from something more ominous.  Certainly a memory loss may be an indication of a disease such as Alzheimer’s,...

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How to Help a Family Caregiver

How to Help a Family Caregiver

Family caregivers sacrifice their own financial security, family time, and health to provide uncompensated care for elderly or disabled family members who need help.  Over 40 million Americans are thrust into the role of family caregiver, sometimes unexpectedly. ...

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Property Tax Relief

By Daniel A. Burzynski If you are feeling caught between rising property taxes and a fixed income, there may be relief. The Property Appraiser's office can help you apply for the various exemptions to help reduce your tax bill. The most important is the homestead tax...

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MISCONCEPTIONS ABOUT MEDICAID

MISCONCEPTIONS ABOUT MEDICAID

On a regular basis we meet with families facing long term care issues who make decisions based upon an incomplete understanding of the laws and rules concerning Medicaid. Sometimes the information is obtained from friends and relatives who have navigated the Medicaid...

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Do I Need a Qualified Income Trust?

Do I Need a Qualified Income Trust?

If you or a loved one needs long term care, you might have to rely on the Medicaid program to pay for most of the cost of that care.  Since nursing home care on average costs over $10,000 per month in Florida, most people do not have enough income to pay that without...

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Medicaid 5 Year Look-Back Penalty

Medicaid 5 Year Look-Back Penalty

You may never have heard of the Medicaid 5 year look-back penalty.  Or you may have heard of a “five-year period” without being clear what that meant. You get busy with health, financial and insurance information when going through a long-term placement for...

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Challenging a Will

Challenging a Will

When a person dies with a will, their will lays out who receives their property (called “heirs”) and who will manage and distribute their estate (called the “personal representative”).  For many reasons, potential beneficiaries can feel slighted by what they did...

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VA Benefits

VA Benefits

VA benefits can make a real difference in quality of life, especially for older adults. But not everyone who is eligible will apply. Some will not apply because they believe VA benefits are a government handout. They don’t want charity, so they don’t apply. If you are...

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2020 VA Benefits

2020 VA Benefits

Many of our clients are war-time Veterans who may look to the VA for some help with payment of their long-term care costs and knowing the 2020 VA benefits available is crucial. There are two paths in VA to receive monthly payments: disability or pension. Disability...

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VA Changes (Finally) Finalized

VA Changes (Finally) Finalized

The VA has been talking about implementing changes to the Aid and Attendance or Improved Pension program since 2015. They are finally publishing the final rule in the Federal Register today. We have covered in previous articles the proposed changes and will not...

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