by Noel Izar | Mar 15, 2024 | Blog
When it comes to ensuring the best possible care for ourselves and our loved ones, it is important to understand Medicaid planning. This process involves making strategic decisions about financial matters to secure future healthcare needs. Seeking guidance from a...
by Noel Izar | Mar 8, 2024 | Blog
Now that we are in tax season, many caregivers and clients who are residents of an assisted living facility ask about tax deductions for assisted living costs. The IRS provides rules for deducting certain qualified long-term care costs as medical expenses. Normally,...
by Noel Izar | Mar 1, 2024 | Blog
I just got back from visiting my father and step-mom in a nearby state. My dad had covid in the hospital and has become bed-bound and needing complete care. Watching my step-mom struggle to meet his needs brought home to me in a personal way the importance of these...
by Noel Izar | Feb 23, 2024 | Blog
If you or a loved one needs long term care, you might have to rely on the Medicaid program to pay for most of the cost of that care. Since nursing home care on average costs over $10,000 per month in Florida, most people do not have enough income to pay that without...
by Noel Izar | Feb 16, 2024 | Blog
As we age, our bodies go through various changes, and one common issue that can affect older adults is urinary tract infection. UTIs might not always be easy to recognize in aging adults, but they can have serious consequences if left untreated. It is important for...
by Noel Izar | Feb 9, 2024 | Blog
A client asked this week whether and when he should use the bank’s offered beneficiary form for his investment account. While this might seem like an easy question, the answer is “it depends.” Filling out a beneficiary designation form can change your entire estate...