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Establishing Caregiver Contracts

According to the National Alliance for Caregiving Report, Caring in the U.S. 2009 about 48.9 million Americans spend an average of 20 hours a week caring for a loved one 50 years old or older. Generally this care is provided free of charge by the family caregiver. The...

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Home Health Care Benefits

Most people would prefer to have long term care provided in the home as opposed to receiving care in a facility. This type of care is particularly expensive, however, most long term care policies do provide this benefit. In addition, home care may be financed by one...

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Assisted Living Regulations

Assisted living facilities are licensed by the state and must follow state regulations set forth in the Florida Administrative Code. In general, residents of an assisted living facility should initially be able to perform their activities of daily living; however,...

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Hurricane Season

After a quiet June and July, the tropics are starting to become more active. Forecasts call for a LESS active hurricane season this year, due in part to El Nino in the Pacific. However, it is always a good idea to check your hurricane preparedness at this time of the...

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Medicaid Misconceptions

We meet with families on a regular basis who face long term care issues who make decisions based upon an incomplete understanding of the laws and rules concerning Medicaid. Sometimes the information is obtained from friends and relatives who have navigated the...

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Multiple Implications of Annual Gifting

As the end of the year approaches, many may be thinking about utilizing the $14,000 annual gift tax exclusion. The annual gift tax exclusion makes it possible to give money to any number of people without having to pay gift or estate taxes. Annual gifting to children...

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