by Jill Burzynski | Dec 18, 2020 | Blog, Medicaid, News Article
Medicaid is a joint federal and state program available to individuals who meet certain asset requirements that help them pay for long-term care costs. Long-term care often creates devastating financial impacts on Americans, especially the elderly and disabled, and...
by Jill Burzynski | Dec 10, 2020 | Blog, Medicaid, News Article, Veterans' Benefits
Many of our clients have been in the habit of making annual gifts to their children and other beneficiaries. These gifts are thought of as “annual exclusion” gifts because the IRS allows anyone to give up to the maximum amount (currently $15,000 per beneficiary)...
by Jill Burzynski | Dec 3, 2020 | Blog, Estate Planning
People often wonder why they can’t just do their own estate plan. There are will forms on the internet. Banks try helpfully suggesting you add your kids as pay-on-death to your accounts. What’s the big mystery? We view it like medical care. Yes, you can find...
by Jill Burzynski | Nov 20, 2020 | Blog, Caregiver Issues, Veterans' Benefits
Sometimes an elderly loved one needs more care that a family member can provide. When you reach the point of needing more care differs with every family. We all have different skills, time available, available space in our home and other factors. Family caregivers...
by Jill Burzynski | Nov 12, 2020 | Blog, Medicaid, News Article
You may never have heard of the Medicaid 5 year look-back penalty. Or you may have heard of a “five-year period” without being clear what that meant. You get busy with health, financial and insurance information when going through a long-term placement for...