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Avoiding Caregiver Burnout

Avoiding Caregiver Burnout

I just got back from visiting my father and step-mom in a nearby state.  My dad had covid in the hospital and has become bed-bound and needing complete care.  Watching my step-mom struggle to meet his needs brought home to me in a personal way the importance of these...
Will Need a Qualified Income Trust?

Will Need a Qualified Income Trust?

If you or a loved one needs long term care, you might have to rely on the Medicaid program to pay for most of the cost of that care. Since nursing home care on average costs over $10,000 per month in Florida, most people do not have enough income to pay that without...
Understanding UTIs in Aging Adults

Understanding UTIs in Aging Adults

As we age, our bodies go through various changes, and one common issue that can affect older adults is urinary tract infection.  UTIs might not always be easy to recognize in aging adults, but they can have serious consequences if left untreated.  It is important for...
When to Use Beneficiary Designation Forms

When to Use Beneficiary Designation Forms

A client asked this week whether and when he should use the bank’s offered beneficiary form for his investment account.  While this might seem like an easy question, the answer is “it depends.”   Filling out a beneficiary designation form can change your entire estate...
Misconceptions About Medicaid

Misconceptions About Medicaid

On a regular basis we meet with families facing long term care issues who make decisions based upon an incomplete understanding of the laws and rules concerning Medicaid. Sometimes the information is obtained from friends and relatives who have navigated the Medicaid...