by Jill Burzynski | Jul 10, 2015 | Medicaid
Obtaining Medicaid eligibility for a married person can often be done preserving all of the couples’ collective resources. When this planning is done, it is critical that the caregiver spouse’s estate plan be carefully considered so that, should the well spouse die...
by Jill Burzynski | Jul 10, 2015 | Caregiver Issues, Medicaid
According to the National Alliance for Caregiving Report, Caring in the U.S. 2009 about 48.9 million Americans spend an average of 20 hours a week caring for a loved one 50 years old or older. Generally this care is provided free of charge by the family caregiver. The...
by Jill Burzynski | Jul 10, 2015 | Financing Long Term Care, Medicaid, Veterans' Benefits
I recently received this question from a reader of my articles: My wife is in a nursing home and I have applied for Medicaid. Luckily I was able to find a knowledgeable person to help me so I did not have to pay for assistance in applying. We own our home and I...
by Jill Burzynski | Jul 10, 2015 | Financing Long Term Care, Medicaid
When a husband or wife needs Medicaid in a nursing home, the Department of Children and Families allocates to the well spouse a portion of the nursing home spouse’s income. The income allowance brings the “well spouse’s” total income to a range between $1991 and...
by Jill Burzynski | Jul 10, 2015 | Financing Long Term Care, Medicaid
We meet with families on a regular basis who face long term care issues who make decisions based upon an incomplete understanding of the laws and rules concerning Medicaid. Sometimes the information is obtained from friends and relatives who have navigated the...
by Jill Burzynski | Jul 10, 2015 | Financial Products and Issues, Financing Long Term Care, Medicaid
As we help seniors find, access and pay for good care, we have found many of our clients have been exploited by insurance salespeople selling inappropriate financial products to elders in the guise of “Medicaid Planning” or “VA Benefits Planning.” We have found...