by Jill Burzynski | Jul 10, 2015 | Financing Long Term Care, Veterans' Benefits
By Daniel A. Burzynski Many Veterans do not realize that they may be eligible for a benefit to help cover the costs of medical care. If you are a Veteran who served in wartime you may qualify for additional monthly pension. This benefit, called “Aid and...
by Jill Burzynski | Jul 10, 2015 | Financial Products and Issues, Financing Long Term Care, Medicaid
As we help seniors find, access and pay for good care, we have found many of our clients have been exploited by insurance salespeople selling inappropriate financial products to elders in the guise of “Medicaid Planning” or “VA Benefits Planning.” We have found...
by Jill Burzynski | Jul 10, 2015 | Financial Products and Issues, Financing Long Term Care
As of October 4, 2010 there is new option in the area of Reverse Mortgages. Federally insured Reverse Mortgages have been offered under the name of HECM loans, for “Home Equity Conversion Mortgage.” The U.S. Department of Housing and Urban Development (HUD) and the...
by Jill Burzynski | Jul 10, 2015 | Caregiver Issues, Financing Long Term Care, Health Care Advocacy, Medicare
Earlier this year, chronically ill persons who had had their Medicare benefits discontinued because they were told that they were not improving filed a lawsuit in Vermont federal court Jimmo, et al vs. Sebelius, 5:11-CV-17, (D. VT., January 18, 2011). Historically,...
by Jill Burzynski | Jul 10, 2015 | End of Life Planning, Estate Planning, Financial Products and Issues, Financing Long Term Care, Health Care Advocacy
Dear Jill: I am 85 years old. I am married and have no children. What are my options for end-of-life care? Thank you, Margret Dear Margret: When considering end-of-life options for our clients, a number of factors must be considered. It is critical that you receive...
by Jill Burzynski | Jul 10, 2015 | Alzheimers and Dementia, Estate Planning, Financing Long Term Care, Health Care Advocacy, Medicaid
All aspects of a client’s situation must be considered. I had a meeting with two brothers whose father was suffering from a long term chronic condition. Their mother had been his sole caregiver for about five years and she had just passed away. Her husband...